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I have had my dogs get ticks on them occasionally; but I usually find them while they are still alive, and get them out. I have never heard of one dying and embedding itself into the dogs skin before. Since you saw it soon after she got the "Poodle wart", I think that you would have noticed if it were a tick, Judy; and then you would have been able to remove it right away.
My guess was that it somehow got infected during the time she had it on there, and maybe even got a tick or something similar in it just recently, if the neighbor actually found a tick in there.
I have had Poodles for years, and never in my life have I seen one with a Poodle Wart. Or, at least, if I did; I didn't know what it was, or call it by such an interesting name !
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