Is Pet insurance worth it?

I have Trupanion pet insurance for my two year old Bengal. She is healthy, but you never know when something can happen. I initially thought that it was overpriced, but when you look at what vets are charging now for services, I am not surprised at the cost of insurance. I don't even bother with insurance for my older cat, because all of her health issues would have been pre-existing when I first considered pet insurance. Pet insurance is just like any insurance. You only break even if something major happens to your pet.