Is Pet insurance worth it?

It depends how vulnerable the animal is to injuries and diseases. Outdoor animals probably should be insured because they are at more of a risk of being injured (cars, animals, etc). Some species of rabbits also have a very sensitive digestive system and can't eat a large amount of pellets or veggies or they could get blockage. We personally don't cover any of our pets because they are all strictly indoor (besides the dog and rabbit).